ValamStart free. Add Plus when you want more.
The core app is free and fully private. Plus is optional and coming soon.
Every new account gets one free month of Plus, so you can try everything before deciding.
Free
AlwaysEverything you need to track and understand your money, with no sign up.
- Accounts, cards, loans and goals
- Smart categories and import
- Reminders and calendar
- Built in coach with one free Mathi question
- Local, encrypted data
Plus
Coming soonFor people who want to go further with Mathi, sync and shared groups.
- Unlimited Mathi conversations
- Optional extra reasoning with daily credits
- Sync across your devices, end to end encrypted
- Shared groups and splits with friends
- SMS and bank email sync
Plus features and pricing are subject to change before launch.
Compare
Free and Plus side by side
| Free | Plus | |
|---|---|---|
| Accounts, cards, loans, goals | Yes | Yes |
| Smart categories and import | Yes | Yes |
| Reminders and calendar | Yes | Yes |
| Encrypted local vault and backups | Yes | Yes |
| Built-in coach | One free Mathi question | Unlimited |
| Think harder with cloud reasoning | No | Daily credits, plus packs |
| Sync across your devices | No | Yes, end to end encrypted |
| Shared groups and splits | No | Yes |
| SMS and bank email sync | No | Yes |
FAQ
Plus questions
No. Tracking, budgets, goals, loans, cards, reminders and import are all free.
Ready to try Valam?
Join the launch list and we will email you once, the day it is available.